Savings Accounts
- The National Credit Union Administration, a U.S. Government Agency, federally insures your savings in the Huntingdon County Federal Credit Union, called "Shares", up to $250,000 per account. This federal share insurance fund is supported by Credit Unions and serves Credit Unions only.

Deposits - Deposits can be made in any amount at anytime by mail, in person, by payroll deduction, direct deposit or through the night depository.

Dividends - All savings accounts can earn dividends. A minimum daily balance of $50.00 must be maintained in the Regular, Auxiliary and Tax Accounts. No minimum balance is required in the Christmas Club Account. Dividend rates are determined by the Board of Directors and paid on a quarterly basis. Dividend is computed daily and declared on the last day of calendar quarter. The dividend is credited to members' accounts as of the first day of the next month.

Certificate Accounts - The Huntingdon County Federal Credit Union provides three types of certificates: 6 months, 12 months and 18 months. In each case, the minimum deposit is $500, then in $100 increments.

Dividends are fixed at time of purchase. Dividends are paid 3 months from date of purchase. You can elect to have your dividends deposited into your Savings Account (01), and rolled back into the certificate, or may elect to have them sent to you.

Checking Accounts
Checking accounts are one of the most popular services that the Credit Union provides to its members. There is no minimum monthly balance, no monthly service charge, no membership fee, no charge per check written, and no cost for member account transfers. The only cost the member will have are those associated with "special services". The initial order of 50 checks is provided free of charge.