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The following privacy principles were
established to maintain the security, integrity and
confidentiality
of your personal financial information.
The type of information we collect -
We routinely collect and retain the information we obtain from
your account applications, transaction history (for deposits,
loans, credit cards, etc.) and from consumer reports. This
information helps us:
▪ To
establish and administer your accounts (Example: We ask for
personally identifying information to protect your accounts from
fraud.)
▪ To satisfy certain
regulatory requirements. (Example: When you open
an account that pays interest, we are required by the Internal
Revenue
Service to obtain your social security number.)
▪ Better understand
you so that we may provide you with additional or improved
products and services. (Example: We require information
concerning your credit history and your assets to determine
if you qualify for load approval. |
We do not share the nonpublic personal information of our
current or previous members
and nonmember customers with
affiliates or nonaffiliated third parties except as
permitted or
required by law.
How is that information protected?
Access to your personally identifiable financial
information is limited to employees with a specific business
reason for utilizing this data. Our employees are educated about
the importance of maintaining confidentiality and member privacy.
If necessary, we take appropriate disciplinary steps
to enforce
our employees' responsibility to protect your very personal
information.
In
order to prevent unauthorized access to your information. we
maintain security standards and procedures that conform with
industry practices. These security standards and procedures are
routinely tested to verify the integrity of our systems.
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