|
 |
Take advantage of the low
interest rates and fast, convenient service
of the Huntingdon County Federal Credit Union's LOAN PROGRAM.
Loans are approved for any worthwhile purpose at reasonable rates
and with repayment terms that fit your budget.
Loan Requests
- Members interested
in applying for a loan are encouraged to call the office and set
up a convenient time with the Loan Administrator to discuss your
borrowing needs. The Credit Union has streamlined the lending
process. We utilize the lending system called "LOANLINER" which
allows you to complete the required loan documents only once.
After that, you can simply call the Credit Union and request
additional advance money. The loan proceeds can be deposited into
your checking account or mailed to you.
No need to make an appointment
to visit the Credit Union for future loan requests. We would
simply need to update your financial information. |
Loan Types -
The Huntingdon
County Federal Credit Union makes the following loans:
Credit and Credit
Disability Insurance is available.
Click here to check the
Kelley Blue Book for cost information on new and used
vehicles
Current
Loan Rates
| Loan Type |
Daily Periodic Rate |
APR* |
Term |
|
New Motorcycles,Recreational Vehicles, Boats,(100% financing) MSRP |
0.012328 |
4.50% |
36 Mos. |
|
0.013013 |
4.75% |
48 Mos. |
|
0.013698 |
5.00% |
60 Mos. |
|
0.014383 |
5.25% |
72 Mos. |
|
|
New & Used Vehicles Rate when Retail Value is : |
|
|
|
|
|
from $ 1,000 to $10,000 |
0.016411 |
5.99% |
up to 48 Months |
|
from $10,001 to $15,000 |
0.013671 |
4.99% |
up to 60 Months |
|
from $15,001 to $20,000 |
0.010932 |
3.99% |
up to 60 Months |
|
from $20,001 or over |
0.008192 |
2.99% |
up to 72 Months |
|
|
Used Motorcycles, Recreational Vehicles, Boats |
|
|
|
|
|
2006-2010 |
0.022548 |
7.50% |
60 Mos. |
|
2005 & Older |
0.024658 |
9.00% |
48 Mos. |
|
- |
|
|
|
|
|
Signature Loan (Up to $12,000) |
0.024630 |
8.99% |
up to 48 Months |
|
|
|
0.030110 |
10.99% |
up to 60 Months |
|
|
------------ |
--------- |
----------- |
|
Share-Secured |
0.010959 |
4.00% |
48 Mos. |
|
------------------------ |
------------- |
----------- |
-------- |
| ** Amount over $5000 requires a co-borrower |
|
|
Please call the Credit Union for Home Equity Rates & Terms. |
|
|
|
|
Please note
rates subject to change without notice
|
Note: The borrower will
absorb all fees and costs peculiar to the establishment of
home equity credit.
*APR is the Annual
Percentage Rate
Late Charges: If your
payment is more than 20 days late, you will be required to pay
a late charge of $20.00
Collection Costs: You
promise to pay all costs of collecting the amount you owe
under this agreement including court costs and reasonable
attorney fees.
|
 |
VISA DEBIT
(or check) Cards
are available |
Liberty Checks
Contact Us
VISA Privacy
Policy
Online Account Access Agreement
© 2006-2010 Huntingdon County Federal Credit Union. All Rights Reserved.
Website designed, hosted and maintained by
Web Architects Design Group,
Huntingdon, PA 16652
814-643-6225
Info@WebArchitectsDesignGroup.com
|
